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Apr 7 2019

Owner Occupier Home Loan Interest Rates

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Owner Occupier Home Loan Interest Rates, REMMONT.COM

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Owner Occupier Home Loan Interest Rates

Rates Effective 15 May 2017 These interest rates apply to owner occupier home loans. Different interest rates apply to investment home loans.

∞ Offer available for a limited time from 15/05/2017 and may be withdrawn at any time. This offer is available for new owner occupier loans ≤80% of the property value, with principal and interest repayments and an IMB Transaction Account must be opened with the loan. Minimum loan size $75,000. Lending criteria, terms and conditions, fees and charges apply. A higher rate applies where your loan (inclusive of any capitalised costs e.g. Mortgage Protection Insurance) is 80% of the property value or interest only repayments.

*Offer is available for the first twelve (12) months of the loan, then converting to another discounted variable rate.

^This loan is a combination of a Discount Split Home Loan and a Fixed Rate Home Loan. The variable rate portion of the loan is discounted for the first twelve (12) months before it reverts to a Reward rate with a 0.25% discount off the standard variable rate. The fixed rate must be taken out for a fixed term of at least three (3) years, with a loan amount equal to the discounted variable rate loan portion.

Interest rates for variable rate home loans under the Platinum Package are based on ‘total package borrowing’ at the time the loan is taken out. ‘Total package borrowing’ is the total of the balances on your home loan accounts under the Platinum Package and credit limit of any Package Equity Line. Any additional repayments that you make will reduce your total package borrowing.

≈24 months after settlement, loan converts to a .50% discount off the standard variable rate. Minimum loan size $300,000.

Interest rates are indicative only and are subject to change.

Interest on all loans is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365.
Normal IMB Lending criteria terms and conditions, fees and charges apply. Details of the relevant terms and conditions and other information are available at your nearest IMB branch. Note: All mortgage and personal credit line products listed above are only available in New South Wales, Queensland, Victoria, Australian Capital Territory, Western Australia and South Australia; Australia.

IMB Ltd trading as IMB Bank | ABN 92 087 651 974 | AFSL 237 391| Australian Credit Licence 237 391

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any of the products shown on this website.

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